The Value of EIO: The companies behind your plan

Better benefits is a team effort.

We’ve built an independent network of partners aligned on a single mission: increase Canadians’ access to health & wellness care through better group benefits plans.

A group walking a coastal trail together
EIO at the centre of a connected partner network
How an EIO plan is assembled

Each partner adds a new layer to “better benefits.”

A benefits plan has a lot of moving pieces: insurer, adjudicator, administrator, technology, service providers, and advisor. Too often, they don’t talk to each other, and one plan can feel like a collection of separate parts.

EIO Benefits are built on a cohesive network with shared goals.

Every partner is here because we trust them to deliver real value to our members, and we stay at the centre of that network so plan sponsors, administrators, and employees all feel supported.

Aetna
Insurance — health & dental

Aetna

Aetna International brings global scale to Canadian small businesses. As the underwriter of EIO’s Stable-Rate Benefits Block, Aetna’s financial strength is what lets thousands of members share claims risk and ensure members can use their benefits without fear of increases.

Insurance — life & disability

Empire Life

Empire Life has insured Canadians since 1923 and entered the employee benefits market in 1964, focusing on small and mid-sized employers. For EIO clients, Empire Life underwrites life, disability and critical illness coverage that provides our members with peace of mind in the event of unexpected life events.

Empire Life
TELUS Health AdjudiCare & myEIO app
Member technology

TELUS Health AdjudiCare & myEIO app

AdjudiCare, from TELUS Health, is the platform EIO’s member portal and myEIO app is built on and provides our members with the best user-experience in Canada. With health cards accepted at most practitioners across Canada, and easy-to-use claim submission and profile management, TELUS ensures members get the full value of their benefits plan.

Mental health & life support

TELUS Health EAP

TELUS Health EAP connects employees and their families directly to a clinician, 24/7, at no cost to them and in complete confidence. It covers mental health, relationships, addictions, workplace stress, legal questions, financial pressure, and child and elder care.

TELUS Health EAP
TELUS Health Virtual Care
Virtual healthcare

TELUS Health Virtual Care

TELUS Health Virtual Care connects employees and their immediate family to Canadian clinicians by text or video, 24/7, anywhere in Canada. Those clinicians can triage, diagnose, refer, order labs and imaging, and write or renew prescriptions—no appointment, no waiting room.

Pharmacy

TELUS Health Virtual Pharmacy

TELUS Health Virtual Pharmacy fills and delivers prescriptions to employees’ doors, with preferred pricing unlocked by your group’s invitation code. Members set up a profile in the app, have prescriptions sent or transferred in, and stop making pharmacy trips.

TELUS Health Virtual Pharmacy
TELUS Health — MyPet
Pet care

TELUS Health — MyPet

TELUS Health MyPet gives employees unlimited virtual consultations with veterinary technicians for their dog or cat, plus a discount on pet insurance through Pets Plus Us. It’s a small, memorable benefit for the many households with a pet.

Travel

Orion Emergency Travel

Orion Travel Insurance, part of the CAA family, provides the emergency medical protection employees carry when they leave the province. Orion Assistance coordinates care and pays hospitals and physicians directly wherever possible, so nobody is fronting a foreign medical bill.

Orion Emergency Travel
Oliver Plan Administration App
TECHNOLOGY

Benefits administration technology

Oliver is Canadian benefits and pension administration software built for plan sponsors and administrators. It replaces spreadsheets and paper with self-serve employer and employee portals, so adding a hire, changing coverage or checking eligibility takes minutes instead of an afternoon.

All of this exists so people actually use their coverage.

A benefits plan does its job in small, ordinary moments: someone books the counselling session they have been putting off, someone fills a prescription without a trip across town, someone reaches a doctor on a Sunday night instead of waiting until Thursday. Every partner on this page was chosen with one of those moments in mind—because a network is only worth building if it shows up for the person who needs it.

Partner services and product availability vary by plan design and are subject to each provider’s own terms; coverage described here is illustrative of what an EIO plan can include rather than a summary of any individual plan.